Advance technology drives everything we do. 


Since 1999 COCARD has been a company made up of like-minded, owner operated, sub-ISO’s, who formed an entity similar to a co-op. COCARD is managed by member volunteers with over 100 years of industry experience who dedicate their time to serve on a board and committees, a full time General Manager, and a dedicated staff, headquartered in Nashville TN. At COCARD, technology drives everything we do. In fact, we think of ourselves as an IT company that specializes in credit card processing. We have developed and own over 95% of the technology we use. COCARD’s focus on technology means we have the expertise to make adapting to industry-wide changes painless for our merchants. With a COCARD Merchant Account, your business can rely on fast, safe and reliable payment processing.